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Personal Injury Law Is More Complex Than You Think

I always assumed that personal injury cases where pretty straight forward. After being in an accident, any financial losses that you suffered would be reimbursed by the liable party's insurance company. Unfortunately, things only work this way in a perfect world. In the real world, personal injury cases are extremely complex and getting the insurance company to pay a fair settlement requires the expertise of an experienced injury lawyer. Unfortunately, it took me several months to finally seek out the legal assistance I needed. As a result, I waited much longer than necessary to get the compensation I so desperately needed. During this time, I learned more about personal injury law than I ever thought I would. It is my hope that this blog will allow me to share that knowledge with you so that you can avoid making some of the same mistakes that I did.


Personal Injury Law Is More Complex Than You Think

4 Characteristics Of An Effective Settlement Letter

by Christine Wagner

One way to help make sure that you receive compensation after a personal injury is to write a demand letter to the company. A demand letter might be able to help reduce the chances that you will have to go to court and allow you to settle even faster. There are four main characteristics that an effective settlement letter needs to have.

1. Contains Only Facts

Whether or not you fell in a store or were hit by a truck, you need to make sure that you summarize the facts in a way that does not exaggerate. Exaggeration will detract from your case and make it less likely that the company would be willing to settle. Use short, concise sentences. This part of your letter should be near the front and should be no more than four lines long. If it's longer than four lines, this increases the chances that you were using flowery language, embellishing the truth, or doing other things that will make you seem less credible. If a police report was filed, attach it to the letter as evidence.

2. Succinctly Lists Any Medical Expenses

Next, you will want to list everything that you've had to pay that is related to your injury. This should be relatively easy because your medical bill should contain all of this information, but if you need to find this information, simply call up the hospital in which you sought treatment. They will be able to provide you with a full list of the treatments that you received, as well as the cost of each one. If you don't include this information, any amount of money that you say that you want will seem completely out of context. Make sure that you attach the documents from the hospital to the letter as evidence.

3. Proves That You Lost Wages

If you were not paid for your time being treated for the injury, prove that you lost wages by attaching a schedule of the hours that you were supposed to work but were unable to. Also include a pay stub that shows the amount of money that you ordinarily received in a day before taxes.

4. Totals Everything at the Bottom

Finally, total up all of these expenses at the bottom and state the date by which you would like a reply regarding your demand, as well as your contact information.

You should ensure that your letter starts with the phrase "For Settlement Purposes Only" in order to make sure that it's not used against you in court. Show your letter to your personal injury lawyer from a firm like Kuzyk Law to make sure that it is as effective as possible.